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Your Health

Make the most of your healthcare benefits by understanding your coverage options, taking advantage of available resources and making informed benefit choices during Open Enrollment and throughout the year.

Where to Go for Care

You never want to pay more than you have to for the things you need. The same is true for healthcare. The emergency room (ER) is the right place to go in a real emergency, but that’s not always the level of care you need. For everything else, you’ll save time and money by exploring your options — including Virtual Visits, where you can see and talk to a doctor online, anytime.

Care OptionsAverage CostWhat is it?When to use?
Primary Care ProviderVaries by planCare from the doctor who knows your best.Routine check-ups, immunizations, preventive services, condition management, non-urgent medical issues.
Virtual VisitsLess than $49See a doctor, whenever, wherever. Allergies, coughs or colds, pinkeye, rashes, sinus problems, and stomaches. 
Convenience Care Clinic$100Basic conditions that are not life-threatening.Fevers, sore throats, earaches, coughs, congestion, and minor cuts.
Urgent Care Center$185Serious conditions that are not life-threatening.Severe vomiting or fevers, cuts or burns, sprains and strains, non-emergency illness or injuries.
Emergency Room$2,700Life- and limb-threatening emergencies.Possible heart attack or stroke, uncontrollable bleeding, major burns, broken bones or fractures, severe allergic reactions, and difficulty breathing.

For detailed information, view Check Choose Go.

Not sure where to go? Call 1-844-210-5456, ($0).

Speak with a UnitedHealthcare Advocate who can help you decide where to go, or search for network providers at

* These numbers are national averages and are not tied to a specific condition or treatment. Your out-of-pocket costs will vary based on plan design.

Learn more about quick-care options